The answer is google docs.  Yes good old google here to save the day yet again.  All you need to do is get an email address at gmail.com and then under your account go to "google docs"  You can open a new MS Word style document here and it has very familiar features to edit text, add images, and change table and text format.  Google gives you free web space to save all your files and all is well. 

What about making the pdf files for ebooks?

Oh, yes,  all you need to do, is when the document is complete, choose "file" and "export as .pdf" and it will let you save your document to your computer as a pdf file. 

It doesn't get any better than this folks!  Save your money and make money, how about that!

In the newer versions of Microsoft Office you can do this as well, however it is not so free.

Please contact me at  This e-mail address is being protected from spam bots, you need JavaScript enabled to view it if you have any questions about making your ebooks or setting up a gmail account.